Are You Capital Ready?
Discover your Capital Readiness Score™, receive a personalized funding roadmap, and get matched with lenders, CDFIs, grants, investors, and funding programs.
The 7-Point Capital Readiness Checklist
The exact blueprint we use to prepare businesses for SBA lenders, CDFIs, grants, and private capital — before they ever submit an application.
- Business foundation & entity readiness
- Business & personal credit profile setup
- Lender-ready documentation package
- Funding strategy match (SBA, CDFI, grants, equity)
From Assessment to Access
Six steps. One outcome — capital in your hands.
Take the AI Capital Readiness Assessment™
Answer questions across business, credit, financial, and AI readiness.
Receive Your Capital Readiness Score™
An instant data-driven score across five funding dimensions.
Get Your Personalized Funding Roadmap™
A 90-day capital plan tailored to your business profile.
Become Capital Ready Certified™
Earn a verified badge that signals you're investor-grade.
Get Matched With Funding Sources
Smart matching with CDFIs, banks, SBA, grants & private capital.
Access Capital Faster
Apply, upload, and fund — all from your Capital Command Center.
AI Capital Readiness Assessment™
Five intelligent sections that reveal exactly where you stand — and what it takes to get funded.
Business Profile
- Structure
- Revenue
- Industry
- Location
Business Credit
- EIN
- DUNS
- Credit Profile
- Vendor Accounts
Financial Readiness
- Cash Reserves
- Tax Returns
- Bookkeeping
- Debt
Capital Needs
- Amount
- Purpose
- Timeline
- Use of Funds
AI Readiness™
- CRM
- Automation
- AI Tools
- Dashboards
Sign in or create a free account to begin — takes 2 minutes.
Five Scores. One Funding Verdict.
Our AI model synthesizes your data into clear, lender-ready signals.
Scoring Scale
Know exactly where you stand and the next moves to make.
A Network Built to Fund You
CDFIs, SBA lenders, private capital, and grant programs — all under one intelligent roof.
Capital Products. Built for Builders.
From first commercial deal to a national portfolio — we have the capital stack.
Ready to fund your next real estate or commercial deal? Apply directly with AI Capital Lending™.
Visit AI Capital Lending™ →
Meet Capital Cathy™
Your 24/7 AI funding strategist. Ask anything about SBA loans, building business credit, qualifying for capital, or improving your score — get clear, actionable answers instantly.
- How much can I qualify for?
- How do I build business credit?
- Can I get an SBA loan?
- What documents do I need?
Choose Your Capital Path
From first-time founder to seasoned operator — there's a tier built for your stage.
Get started with your readiness baseline.
- Assessment
- Basic Score
- Funding Matches
Become verified and unlock the directory.
- Certification
- Badge
- Advanced Report
- Funding Directory
1-on-1 review and strategy session.
- Personal Review
- Strategy Session
- Action Plan
Private capital planning at the highest level.
- Capital Planning
- Funding Roadmap
- Lender Introductions
- Private Session
Plus — $97/month for ongoing coaching & funding updates.
Programs & Agreements
Every audience has its own home — including the full agreement on the page that pertains to it.
Become Capital Ready
Get your Capital Ready Score™, a personalized funding roadmap, and matched to SBA, CDFI, bank, grant and investor capital.
Explore Client ProgramsStrategic Funding Partners
For CDFIs, banks, credit unions, SBA lenders, and mortgage lenders. Get a pipeline of capital-ready borrowers.
View Partner ProgramEarn Recurring Income
Coaches, brokers, consultants and realtors — earn 50% revenue share and 50% success fees while helping more businesses get funded.
View Affiliate Program
Tunita Bailey
"I built AI Capital Ready Network™ to democratize access to capital — to give every entrepreneur, builder, and operator the same playbook the funded ones use. Your score is your starting point. Capital is the destination."
The #1 AI-Powered Capital Readiness & Funding Marketplace in America.
We help entrepreneurs become capital ready, build business credit, access funding, connect with lenders, and build wealth — through AI-powered education, certification, and capital access.